SpendPal syncs to your checking account and shows your money divided into separate Spending Categories, based on funding rules you set up in the beginning. These Categories represent things that are important to you, like your Grocery money, your mortgage payment, your upcoming Disneyland Vacation, or a new dress you're saving for.
When you're ready to spend the money in a Category, you just open the app, select the Category, swipe your bank debit card, and your transaction is instantly deducted from that Category. That's it! No more re-categorizing charges or reconciling accounts. By enabling spending from inside a Category and putting real-time Category information at your fingertips, SpendPal helps you understand the impact of your decisions before you spend your money. You naturally spend your money more wisely and save yourself the headache of having to reconcile a budget.