SpendPal Privacy Policy

WHAT DOES SpendPal DO WITH YOUR PERSONAL INFORMATION? 

Why? 

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. 

What? 

The types of personal information we collect can include: 

  • Names of members of the household
  • Income amounts and sources
  • Debt and Bill Payment Information
  • Addresses
  • Financial Account Information 
  • Institution Name
  • Account Balances
  • Transactions Details

How? 

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons SpendPal chooses to share; and whether you can limit this sharing. 

To limit our sharing send a certified mailed letter to:

SpendPal

2343 Deer Creek Way

Springville, UT 84663

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. Questions? Contact us at www.spendpal.com

Who We Are 

Who is providing this notice? 

SpendPal

What We Do? 

We help people spend smarter and live better

How does SpendPal protect my personal information? 

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings

How does SpendPal collect my personal information? 

We collect your personal information, for example, when you: 

  • Give us your personal information or income information to set up your SpendPal Account 
  • Give us your contact information 
  • We also collect your personal information from others such as credit bureaus, affiliates, or other companies you’ve authorized to share information with us.

Why can’t I limit all sharing? 

Federal law gives you the right to limit only: 

  • sharing for affiliates’ everyday business purposes 
  • information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you 

We don’t share your information for any of those purposes. State laws and individual companies may give you additional rights to limit sharing. 

Definitions:

  • Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies. SpendPal has no affiliates.
  • Non-Affiliates: Companies not related by common ownership or control. They can be financial or nonfinancial companies. 
  • Non-affiliates we share with can include other financial institutions and service providers. SpendPal does not share with non-affiliates so they can market to you. 
  • Joint Marketing: A formal agreement between non-affiliated financial companies that together market financial products or services to you. SpendPal doesn’t jointly market.
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